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charley@charleyhamrick.com
(843)870-3505
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Want to be on
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Click Here To Request A Custom
Market Report
BUYER INFO...
My goal is to provide
timely and knowledgeable consulting to ensure my clients locate the
property that satisfies their hearts as well as their minds.
I specialize in island,
Mt. Pleasant, and coastal real estate, and I live on the islands as
well. My first-hand expertise and focus in these markets allows my
clients to buy with confidence whether they are searching for a
primary residence, a second home, or an investment property
generating rental income. From the initial search stage all the way
through closing, I will be there to advise you and to guide you to
make sure your purchase goes smoothly.
Feel free to
contact me with questions or if you
would like additional information. I am always happy to talk and to
answer questions. I would be happy to drop a Buyer Packet in the
mail to you. Or click on the link above to take advantage of my
email Custom Market Report. These
CMRs save you time by bringing properties in
the MLS to you..
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BUYER INFO
(paragraph/text below Request Custom Mar
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My goal is to provide timely and know
locate the property that satisfies their hearts as
I specialize in island, Mt. Pleasant, and
as well. My first-hand expertise and focus in t
with confidence, whether they are searching fo
an investment property generating rental incom
way through closing, I will be there to advise y
purchase goes smoothly.
Feel free to Contact Me (link to contac
like additional information. I am always happ
be happy to drop a Buyer Packet in the mail to
advantage of my email Custom Market Report
properties in the MLS to you. |
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SERVICES PROVIDED TO BUYERS
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Provide
detailed market reports via E-mail that are tailored
specifically to your criteria, needs and desires. Click
HERE
to request a Customized Market Report or simply
contact me.
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Automated
E-updates which allow buyers to follow the real estate market
for your area(s) of interest. Stay ahead of other buyers!
These updates are e-mailed to you anytime there is a new listing
or market activity involving a property that meets your
criteria.
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Provide
plats, lot dimensions, and other information for specific
properties of interest.
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Provide
answers that relate to questions specific to owning coastal and
island property.
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Provide a Comparitive Market
Analysis (CMA) that analyzes the prices of recently sold homes
that are similar in terms of location, style and amenities.
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Coordinate
showings and accompany clients to properties.
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Preview
properties for out of town clients and e-mail extensive photos
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Provide sound professional
advice throughout search and negotiating processes.
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Provide constant feedback and
updates
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Provide
access to insurance agents, home inspectors, real estate
attorneys, mortgage lenders, contractors, architects and other
professionals our company knows and trusts to ensure that your
real estate purchase goes smoothly.
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Coordinate
and negotiate inspections, as well as working with lenders and
closing attorneys through closing.
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No costs are involved. . .
all of my services to buyers are free.
TIPS FOR
FIRST-TIME BUYERS
When you start thinking about buying a home, you’re likely to feel
excited and confident, but also anxious at the same time. Don’t
worry, it’s normal. Buying home is a big decision. There is so much
to understand – How much can I afford? What is the right price range
for my budget? Who can help me find the perfect home and guide me
through the negotiating process?
It is important to review your personal finances and budget.
Consider the costs that go into buying a home such as a down payment
and closing costs.
The next thing to consider is “Why Should I Buy?” There are many
reasons why buying makes sense:
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Owning a home
can cost the same as renting
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You can build
equity value
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You may be
able to deduct the interest on your home loan from your federal
and sometimes state income taxes
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You may be
able to use your equity as an asset to qualify for loans & other
types of credit
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Owning a home
can be an excellent investment over time
The next step is
generally meeting with a mortgage consultant to get pre-qualified-
even before you start your home search. Your mortgage advisor will
help you determine what you can afford. Buying a home is a process
of constantly balancing the dream and the reality. With so many loan
options available, your mortgage consultant will strive to
understand and meet your financial objectives and assist with
finding the right product fit for you. There are many products
available that allow for 100% financing.
Once your price range has been established and you have been
pre-approved, your real estate agent will guide you through the
selection and purchase process.
It is crucial to have an agent represent you for a number of
reasons. As a rule, your agent will have a thorough knowledge of the
local market to not only find exactly what you are looking for, but
most importantly to ensure you pay market value for that property.
Real estate agents have first hand access to properties as they
become available. They will assist you in organizing showings,
comparing properties and establishing value, researching
information, drawing up the purchase agreement, and negotiating your
offer. Agents maintain important contacts like home inspectors,
contractors and closing attorneys to help coordinate a smooth
closing process. Your agent will work with you from beginning to
end, so they are in a great position to answer questions, to advise
you and to help you keep up with the details along the way.
Remember, buyer representation is FREE! You protect your investment
at no cost to you.
With careful planning and by surrounding yourself with a team of
“experts,” you feel
confident and comfortable when approaching the closing table. Good
real estate agents and mortgage consultants are interested in
developing life-long relationships. Good luck!!
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